Shirley McCoy stopped paying her homeowners association fee six months ago. She figured she was doing the job the association should be -- filing complaints against neighbors who violated the rules, cutting the lawn of the foreclosed house next door and picking up litter in common areas -- so why bother paying dues? "They think everyone has to be subjected to the way they are used to living," she said of her less-than-tidy neighbors. "It doesn't look good when you are trying to maintain your property and you look across the street and there's ... (more)